Travel insurance

Singapore Travel Insurance: Medical Cover & Costs

Singapore skyline viewed from Marina Bay at night, South-East Asia travel
Yupwego recommended cover
500 000 €
Health risks
Dengue, chikungunya, Zika. Hospital stays approximately 2 300 €/night at the patient's expense.
Recommended vaccines
DTP and measles up to date. Hepatitis A recommended depending on profile. Yellow fever certificate required if arriving from an endemic country.
Required documents
Passport valid for 6 months after return, 1 blank page. SG Arrival Card (free, ICA e-service) to be completed before boarding.
Visa
No visa required for French nationals. 90-day visitor pass granted on arrival.
Currency
Singapore Dollar (SGD)
Recommended mobile operator
Singtel (best 4G/5G coverage according to Opensignal and Ookla 2025)
Emergency numbers
Medical emergencies: 995 | Police: 999
Contents
  1. Is travel insurance compulsory in Singapore?
  2. Why take out travel insurance for Singapore?
  3. What your Singapore travel insurance covers with Yupwego
  4. Health and healthcare in Singapore
  5. Entry requirements for Singapore
  6. Vehicle hire and road accidents in Singapore

Singapore ranks among the world’s most expensive destinations for medical care: a single night in hospital can cost around 2 300 € at the patient’s expense, and hospitals may request a deposit before admitting you. Insurance is not compulsory to enter the city-state, but France Diplomatie explicitly describes it as essential, even for a stopover.

Get my quote

Is travel insurance compulsory in Singapore?

Travel insurance is not legally required to enter Singapore for French nationals. France Diplomatie nonetheless considers it essential: hospital stays can exceed 2 300 € per night and hospitals may request a deposit before providing any treatment. Travelling without cover means risking a very large medical bill, with no guarantee of reimbursement when you return home.

Why take out travel insurance for Singapore?

  • Medical costs among the highest in Asia: A GP consultation costs between 55 and 85 €. A night in hospital can approach 2 300 € for a foreigner. Without insurance, you cover the full amount, sometimes before you are even admitted.
  • Repatriation from 11,000 km away: In the event of a serious emergency, organising a medical repatriation from Singapore to France can cost tens of thousands of euros. Insurance covers the full cost, including a medical escort.
  • Dengue, chikungunya and Zika all year round: These mosquito-borne diseases circulate in Singapore throughout the year. A severe case can require several days in an expensive private clinic.
  • Baggage, theft and flight delays: Changi is a major international hub: lost luggage, theft and delays happen. Baggage and delay cover pays you out directly, with no upfront costs.

What your Singapore travel insurance covers with Yupwego

For a trip to Singapore, Yupwego recommends medical cover of at least 500 000 €: here are the key guarantees to check before you travel.

  • Medical expenses and hospitalisation: Yupwego pays the hospital directly, surgery and intensive care included. You pay nothing upfront, even when the bill exceeds 2 300 € per night.
  • Medical repatriation: Medically supervised transport and return to France, arranged and funded, whatever your condition.
  • 24-hour assistance: An emergency line reachable around the clock from Singapore to activate cover and direct you to the right facility.
  • Cancellation and trip interruption: If your trip is cancelled or cut short for a covered reason, costs already incurred are reimbursed in accordance with your policy terms.
  • Third-party liability: If you cause damage to a third party in Singapore, your insurance covers the associated costs under your policy terms.

Health and healthcare in Singapore

Singapore’s healthcare system is of an exceptionally high standard, but its prices rank among the steepest in Asia: a GP consultation costs between 55 and 85 €, and a night in hospital can reach around 2 300 € for a foreigner, in both public and private facilities. The main health risks are dengue, chikungunya and Zika, all transmitted by mosquitoes throughout the year, with a risk of severe forms requiring hospitalisation. Before you leave, consult a doctor or international vaccination centre: keeping your vaccination record up to date (diphtheria, tetanus, polio, measles) is recommended, along with hepatitis A depending on your profile and travel plans.

Entry requirements for Singapore

French nationals do not need a visa for Singapore: a visitor pass of up to 90 days is granted on arrival. Your passport must remain valid for at least six months after your planned return date and must contain at least one blank page. Before boarding, complete the free SG Arrival Card via the ICA e-service or the MyICA app within 72 hours of your arrival: failure to do so may result in being denied boarding. For a long stay or a move abroad, explore our long-stay travel insurance and expat insurance options.

Vehicle hire and road accidents in Singapore

Hiring a vehicle in Singapore is uncommon for tourists, thanks to the city’s excellent public transport network, but it is possible. If you do hire a car, take out the CDW collision damage waiver offered by the rental company: Yupwego travel insurance does not cover damage you cause to a hired vehicle. That said, if you are involved in an accident, your own medical costs, hospitalisation and repatriation are covered by your travel insurance; third-party liability may also be included, depending on your policy.

Frequently asked questions

Is travel insurance compulsory for Singapore?

No, it is not legally required at the border for French nationals. However, France Diplomatie describes it as essential: hospital stays can exceed 2 300 € per night and hospitals may request a deposit before admitting you.

How much does a hospital stay cost in Singapore for a tourist?

Around 2 300 € per night at the patient's expense, according to France Diplomatie. Surgery or a stay in intensive care can quickly run to tens of thousands of euros. Without insurance, you foot the bill yourself.

Does my bank card cover me in Singapore?

Premium cards (Visa Premier, Mastercard Gold) offer partial cover, often capped and subject to the trip being booked with the card. Given the cost of healthcare in Singapore, these limits are generally insufficient. Check your terms and supplement with dedicated travel insurance if needed.

What medical cover should I choose for Singapore?

Yupwego recommends cover of at least 500 000 € for medical expenses and repatriation. Check that your policy includes direct payment of hospital costs, 24-hour assistance available from Singapore, and medical repatriation.

Do I need a visa to travel to Singapore from France?

No, French nationals benefit from a 90-day visitor pass granted on arrival, with no prior visa required. Your passport must be valid for at least 6 months after your planned return date and must have at least one blank page.

What is the SG Arrival Card and is it compulsory?

The SG Arrival Card (SGAC) is a free electronic declaration, compulsory for all travellers entering Singapore. It must be completed online via the official ICA e-service or the MyICA app within 72 hours of your arrival. Failure to do so may result in being denied boarding.

Sources

  • Pas de visa requis pour les Français (pass visiteur 90 jours), passeport valide 6 mois après le retour, SG Arrival Card obligatoire, frais d'hospitalisation environ 2 300 €/nuit à la charge du patient diplomatie.gouv.fr
  • Vaccins recommandés (DTP, rougeole, hépatite A), risques dengue, chikungunya et Zika, numéro d'urgence médicale 995, assurance qualifiée d'impérative par France Diplomatie diplomatie.gouv.fr
  • SG Arrival Card obligatoire et gratuite pour tous les visiteurs, à soumettre via l'e-service ICA ou l'application MyICA dans les 72 heures précédant l'arrivée ica.gov.sg
  • Les dommages matériels causés au véhicule loué ne sont pas couverts par l'assurance voyage Yupwego ; les frais médicaux et le rapatriement en cas d'accident corporel le sont yupwego.com
  • Consultation chez un généraliste entre 55 et 85 € à Singapour, coûts médicaux parmi les plus élevés d'Asie april-international.com
  • Singtel classé meilleur opérateur mobile 4G/5G à Singapour selon les tests Opensignal et Ookla 2025 gomoworld.com

Insure your trip