Denmark is a European Union member state where your European Health Insurance Card (EHIC) covers part of the cost of treatment within the public healthcare system. That said, the EHIC does not cover medical repatriation, urgent dental care beyond limited local reimbursement, or the annual prescription charge on medication. Travel insurance fills these gaps and also protects you against trip cancellation or lost luggage.
Get my quoteIs travel insurance compulsory for Denmark?
Travel insurance is not compulsory to enter Denmark. It is, however, strongly recommended: while the EHIC gives you access to Danish public healthcare, it does not cover medical repatriation, urgent dental costs beyond limited local reimbursement, or prescription charges. Without additional cover, these expenses fall entirely on you.
Why take out travel insurance for Denmark?
- The real limits of the EHIC: The European Health Insurance Card does not reimburse medical repatriation, treatment at private clinics, or Danish prescription charges. Travel insurance picks up where the EHIC leaves off.
- Medical repatriation: A medically assisted return from Copenhagen or a Danish island can run into several thousand euros. Travel insurance covers the full operation, subject to your policy terms.
- Tick-borne encephalitis (TBE) risk: If you plan to hike in Bornholm or northern Zealand in summer, the TBE risk is real. Should you be hospitalised following a tick bite, your medical expenses are covered.
- Cancellation and trip interruption: An unexpected event before departure or a family emergency can force you to cancel. Cancellation cover reimburses your non-recoverable costs, subject to your policy conditions.
- Luggage and personal liability: Theft, lost baggage, or accidental damage caused to a third party – these things can happen anywhere. Luggage and personal liability cover means you will not have to foot the bill yourself.
What your Denmark travel insurance covers with Yupwego
For travel to Denmark, Yupwego recommends a cover level of 80,000 € to protect you where the EHIC falls short.
- Medical expenses and hospitalisation: Yupwego settles costs beyond the EHIC: prescription charges, urgent dental care, private clinic fees where public hospital access is not available.
- Medical repatriation: If your condition requires it, we arrange and fund your return to France, 24/7, with no upfront costs on your part.
- Trip cancellation: If you cancel for medical or family reasons, recover your non-refundable expenses, subject to your policy conditions.
- Luggage and personal belongings: Loss, theft with forced entry, or damage to your belongings: Yupwego reimburses up to the limits set out in your policy.
- Personal liability: If you accidentally cause damage to a third party in Denmark, your insurance covers the resulting costs, subject to your policy terms.
Health and healthcare in Denmark
Denmark has an exceptionally high-quality public healthcare system: emergency services are available on 112. With your EHIC, treatment at a public hospital following a medical referral is covered on the same terms as for local insured patients; however, an annual prescription charge applies on medication (around 1,045 DKK according to CLEISS, roughly 135 €), and dental care is only partially reimbursed. In summer, one specific risk affects hikers: tick-borne encephalitis (TBE), transmitted through bites in the forests of Bornholm and northern Zealand. Vaccination against TBE is recommended by the French Ministry of Foreign Affairs if you plan outdoor activities in these areas.
Entry requirements for Denmark
French nationals may enter Denmark freely with a valid national identity card or passport, without a visa, for stays of under 3 months. For stays exceeding 3 months, a residence permit application must be submitted to the Danish authorities: consider taking out a long-stay travel insurance policy suited to your situation. For student exchanges or professional assignments, Yupwego also offers travel insurance for young people, students and working holiday visas and business travel insurance.
Car hire and road accidents in Denmark
A French driving licence is valid in Denmark as an EU member state: no international licence is required for EU nationals. Roads are modern and well maintained. If you rent a vehicle, take out the collision damage waiver (CDW) offered by the rental company: Yupwego travel insurance covers personal injury (medical expenses and repatriation) in the event of an accident involving a hired vehicle, but does not cover damage to the vehicle itself. Third-party liability towards others is covered under the terms of your policy.
