Indonesia is an archipelago of 17,000 islands where private clinics, the only viable option for foreign visitors, charge at international rates. A serious accident or illness can mean a costly medical repatriation, sometimes all the way back to France, entirely at your own expense without insurance. Sort your cover before you go: it is the single most important thing to get right.
Get my quoteIs travel insurance mandatory in Indonesia?
Travel insurance is not required to enter Indonesia. Without cover, private clinic fees and the cost of medical repatriation fall entirely on you, and the French embassy cannot foot the bill. Yupwego recommends a minimum cover of 450,000 € for this destination.
Why take out travel insurance for Indonesia?
- Private clinic costs: Public hospitals are not accessible to foreign tourists. Private clinics, the only real option, charge at international rates: a hospital stay can quickly run into thousands of euros.
- Repatriation to Singapore or France: For serious cases, a medical evacuation to Singapore or back to France may be unavoidable. The cost runs into tens of thousands of euros, entirely at your expense without insurance.
- High health risks across the archipelago: Dengue fever is surging across the whole country, rabies is present particularly in Bali, and tuberculosis circulates in both urban and rural areas. Falling ill while travelling is a real possibility, not a remote one.
- Medical facilities far away on remote islands: On the smaller islands, proper medical facilities are scarce. An accident far from a main town can require a sea or air transfer before any adequate care is available.
- Theft, lost luggage, unexpected cancellation: Pickpockets in tourist areas, lost or stolen bags, cancellation due to illness or an unforeseen event: comprehensive cover reimburses you and guides you through the paperwork.
What your Indonesia travel insurance covers with Yupwego
For Indonesia, Yupwego recommends a minimum cover of 450,000 € to handle medical costs, repatriation and travel disruptions without having to pay anything upfront.
- Medical expenses and hospitalisation: Yupwego pays the private clinic directly, so you pay nothing out of pocket, even for surgery.
- Medical repatriation: If your condition requires it, repatriation is arranged and covered, whether to Singapore or directly to France.
- Third-party liability: If you cause damage to someone else (on a scooter, on foot or during an excursion), the liability cover in your policy applies up to the limits you have taken out.
- Trip cancellation and curtailment: Cancellation before departure or a forced early return: you recover non-refundable costs for covered reasons.
- Luggage and personal belongings: Theft with break-in, bags lost by the airline, stolen documents: compensation helps you get back on track without paying all over again.
Health and medical care in Indonesia
France Diplomatie reports a sharp surge in dengue fever across Indonesia, the presence of rabies (particularly in Bali) and the circulation of tuberculosis, including in urban areas. Recommended vaccines include hepatitis A and B, typhoid and rabies depending on the areas you plan to visit; no vaccine is mandatory for travellers from France, except yellow fever if you are arriving from an endemic country. See a travel medicine specialist before you leave to tailor your protection. In Indonesia, only private clinics offer an adequate standard of care for foreigners: without medical cover, a hospital stay can drain your savings within days.
Entry requirements for Indonesia
French nationals must obtain a visa before entering Indonesia: the e-VOA (e-Visa on Arrival) is applied for online at evisa.imigrasi.go.id for a 30-day stay, extendable once. Your passport must be valid for at least 6 months after your entry date and in very good condition, as a damaged cover can lead to refusal at the border. From 1 September 2025, the “All Indonesia” digital form (customs and health declaration) is required on arrival and can be completed up to 72 hours before your flight. For a stay of several months or a long-term posting abroad, our long-stay travel insurance and our expat insurance are better suited.
Vehicle hire and road accidents in Indonesia
Scooter and car hire is very common in Bali and on other popular islands: bring an international driving licence and insist on a written condition report before setting off. Take out the collision damage waiver (CDW) offered by the rental company, as your Yupwego travel insurance does not cover damage to the hired vehicle. However, if you are injured in an accident, Yupwego covers your medical expenses and repatriation (personal injury): you receive treatment without paying upfront. Third-party liability towards others may also be covered depending on your policy; check this point before signing.
