Travel Insurance for Young Travellers, Students & WHV | Yupwego

Heading off to study abroad, starting a working holiday, or going on a language stay? This policy is made for you. It covers your medical expenses from the very first euro, has your back when the unexpected strikes, and adapts to however long your adventure lasts. Yupwego compares policies from leading insurers to find the cover that genuinely fits your trip, no jargon, no compromises.

Why choose Yupwego for young traveller, student and WHV insurance

You might be wondering

Doesn’t my bank card already cover me?

Premium bank cards often come with cover that is limited in amount and duration, rarely suited to long trips like working holidays or internships. A dedicated policy fills those gaps and gives you real protection when medical costs are high.

Does my French health insurance work abroad?

Outside Europe, the French Sécurité sociale and most top-up health plans offer very limited, or even zero, coverage. Travel insurance picks up from the first euro of medical expenses, with no inadequate cap.

Is insurance compulsory for a working holiday visa?

Depending on your destination, health insurance may be a visa requirement for a WHV. Even when it isn’t, medical costs abroad can be extremely high: proper cover is always essential.

What young traveller, student and WHV insurance covers

Here’s what your policy covers, explained in plain English:

• Medical expenses abroad

  GP visits, hospital stays, medication: we handle everything, with no upfront payment from you.

  Voir le détailMasquer le détail

  In an emergency, your insurance covers doctor and specialist consultations, medical tests, hospitalisation, treatment and medication. You are never left to face a health crisis alone, far from home.

• Medical repatriation

  If your condition requires it, we arrange your return home and cover every cost.

  Voir le détailMasquer le détail

  In the event of serious illness or a major accident, the assistance team organises your medical repatriation to France and coordinates your care at every stage. All you need to focus on is getting better.

• Death assistance

  If the worst happens, your family won't be left to cope alone: we handle all the formalities.

  Voir le détailMasquer le détail

  This cover includes repatriation of remains, administrative procedures and full logistical support for your family. It may also include psychological support and help for loved ones travelling abroad if needed. In the most difficult moments, we are there to ease the burden.

• Luggage and personal belongings

  Theft, loss or damage in transit: your belongings are covered.

  Voir le détailMasquer le détail

  If your luggage is lost, stolen or damaged, your insurer reimburses the contents in accordance with your policy terms. If your bags are delayed, it also covers essential purchases such as clothing or toiletries.

• Personal liability

  If you accidentally cause damage to someone else abroad, your insurance handles it.

  Voir le détailMasquer le détail

  If you unintentionally cause bodily injury or property damage to a third party during your trip, personal liability cover pays the costs for which you are legally responsible.

• Leisure sports

  Enjoy your activities without worry, most leisure sports are included.

  Voir le détailMasquer le détail

  The policy covers accidents that occur during leisure sports activities on your trip, excluding those specified at sign-up. Check excluded activities when building your policy.

• Legal assistance

  A legal issue abroad? You've got support.

  Voir le détailMasquer le détail

  If a dispute or legal question arises during your trip, this cover gives you access to legal advice and guidance through the relevant procedures. The aim is to reduce the complexity and financial burden these situations can bring.

Who it’s for, how long and how to sign up

This insurance is designed for any young person on the move: students, interns, working holiday visa holders or language-stay participants, whether you’re away for a few weeks or several months. Sign up entirely online in 2 minutes and receive your insurance certificate instantly by email. To prepare for your departure, take a look at our complete guide to travel insurance for young travellers, our advice on travel health insurance and our dedicated long-stay travel insurance for extended trips.

FAQ

Can I sign up from abroad, after I’ve already left?

Depending on the policy, sign-up may be restricted to the days before departure. To be covered from day one, we recommend signing up before you leave France.

How do I reach assistance in a medical emergency?

Once your sign-up is confirmed, you receive a dedicated assistance number. If a medical issue arises, call that number before doing anything else: the team will guide you and coordinate your care.

Am I covered if I move to a different country mid-trip?

Yes: simply enter your first destination when you sign up. If you then travel to other countries on the same continent, your policy continues to cover you.

Is Yupwego an insurer or a broker?

Yupwego is a travel insurance broker. We compare and select policies from leading insurers including AXA, Mutuaide and Groupama to find the one that best suits your trip.

When will I receive my insurance certificate?

Your certificate is sent immediately by email as soon as you complete your sign-up. It is also available in your personal account on the Yupwego app.

What should I do if I lose my documents or they are stolen abroad?

Travel assistance cover includes help if your identity documents or payment cards are lost or stolen. Call the assistance number provided after sign-up: they will walk you through the steps to take.