Practical for traveling

How do you insure yourself during a round-the-world trip ?

Gilles smiling with a backpack and a scarf
Gilles

Prepare your trip around the world by starting by choosing the right travel insurance: YUPWEGO, the collaborative and ethical travel insurance.

What exactly is travel insurance ?

Travel insurance covers the risks that can occur while travelling abroad. According to the formulas, this insurance includes the coverage of medical expenses, in case of illness, hospitalization, purchase of prescription drugs, etc. Effective travel insurance also includes repatriation assistance and Third Party Liability abroad.

What is the purpose of a specialized travel insurance around the world ?

Some people find it difficult to see the issue of insurance as important, or even essential. And yet, in the event of an accident, there are many examples that show how essential this can be. Does this only happen to other people? Our testimonials prove otherwise. Even for a baggage flight, procedures that seem simple in France, well, abroad, it can become very complicated, especially if one does not become aware, very early on, of the need to take out insurance.

Boat trip - Photo by Daniel Olah on Unsplash

Round the world travel insurance and European insurance

It is important to distinguish between European and non-European insurance. Indeed, in France, the social security system makes it possible to receive treatment without having to pay large fees in advance in the event of an accident. The European Health Insurance Card, which is free of charge, also provides protection in Europe (and the Schengen area). As with the Social Security, the latter insures you 70% of the costs, so you have to top up the 30%.  It is therefore preferable, whatever the destination, to take out specialised insurance when you set off on a round-the-world trip. 

Credit card insurance ? In the long term, it is not the solution. Indeed, the latter can cover limited costs (low ceiling) but only when the stay does not exceed three months !

In the end, are you sufficiently insured ?

What is important to know in the end is that a round-the-world travel insurance is mandatory for a longer trip. For those who have experienced it, the cost of hospitalization abroad can be very expensive.

And then for many of you, you're going to return your apartment to save your rent and convert it into an accommodation budget on your world tour. 

Did you know that when you return your keys, you also return your Civil Liability ? Therefore, it is imperative to be covered for damages to others, including unintentional injuries that can amount to several hundred thousand euros. 

View on the European Health Insurance Card and a passport

Round-the-world insurance, how to choose it?

In the digital age, a natural way to start is by prospecting on the Internet. By typing on a search engine "long term travel insurance" or "round-the-world insurance", you will find different travel insurance sites. Then, to have a global vision of the guarantees that interest you in priority, find out about the guarantees :

  • medical cost ceilings (sufficient or insufficient for the country or countries visited ?)
  • Is there an advance of funds to be made? (Ex: A broken foot in San Francisco costs $50,000).
  • the assistance and repatriation guarantee
  • on foreign liability insurance (the ceilings ?)

In case of trip interruption and/or early return and/or in case of dangerous situations, what are the guarantees ?

2 computers and 2 people studying- Photo by Helloquence on Unsplash

Why choose YUPWEGO travel insurance?

With YUPWEGO, the collaborative and ethical travel insurance, no more worries. No more unpleasant surprises and complex and incomprehensible contracts. It is the contract that adapts to the traveller and not the other way around.

Thanks to the YUPWEGO community, each traveller can share experiences, ask questions and exchange with locals. Similarly, thanks to YUPWEGO travel insurance, the experience abroad is greatly facilitated, thanks in part to the solidarity, mutual aid and kindness of one's community.

A really fair and flexible new travel insurance

The price of the YUPWEGO travel insurance, starting from one euro per day and per person, is calculated according to the zones crossed and the necessary guarantees according to the countries (193 in total).

We have studied the situations of all countries because they do not all have the same health and legal conditions. This necessarily impacts the insurance contracts to which globetrotters subscribe and therefore the costs to be paid in case of problems on the spot.

YUPWEGO has therefore negotiated each contract to offer globetrotters the guarantees corresponding to the different national legislations.

From 1 euro per day and per person and up to 1 million euros of medical expenses covered without making an advance payment.

With YUPWEGO, the traveler can :

  • Start the insurance in 2 minutes, 
  • Pause (when returning), 
  • Restart (at a new start).

The service adapts automatically and the insurance is updated "in real time".

For your information, the YUPWEGO neo travel insurance includes :

  • repatriation assistance
  • medical expenses
  • loss, theft or damage to baggage
  • civil liability

YUPWEGO insures, to date, all European, Schengen area and Swiss residents in all their travels around the world (except excluded countries).

For more information : www.yupwego.com/assurance

Are you going on a trip? Find here our 10 essential travel applications !